^{^} You can cancel the policy within 30 days of buying and get an easy refund for your policy. However for cancellation requests within 30 days of issuance of the policy, the expenses incurred by the company on medical examination and stamp duty charges shall be deducted .

The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.

⁺ The lumpsum benefit is calculated if policyholder invested 10000 for 10 years in the fund with a policy term of 20 years. This past performance data of last <10 years> has been used to illustrate a scenario for the customers benefit. This is not guaranteed and not in anyway indicative of what the customer may actually get <20 years> from now. The investment is subject to market risk and the risk is borne by the policyholder.